AI Expense Tracker & Finance Manager

Finally Know Where
Your Money Actually Goes.

LYDRA tracks both your income and expenses, and gives you real insights. No spreadsheet needed.

See It for Yourself Free forever plan available · No credit card required
+12.4%income this month
6 categoriesauto-tracked
Budget alert93% used
LYDRA Finance web dashboard
LYDRA Finance mobile app
166+
Currencies Supported
4
Input Methods
7+
Chart Types
99%
OCR Accuracy
0
Manual Entry Required
How It Works

Up and running in under a minute

No setup. No accountant. Just log in and go.

01

Log It Your Way

Snap a receipt, say it out loud, forward a PDF, or just type it. AI extracts merchant, amount and date automatically.

📸 Photo🎙 Voice📄 PDF💬 Chat
02

AI Does the Sorting

Every entry gets auto-categorized. Subscriptions flagged. Duplicates caught. You just review and move on.

Food & DiningAuto
Netflix · SpotifySubscription
TransportAuto
03

See the Full Picture

Income, expenses — one dashboard with 7+ chart types. Export tax-ready Excel in one click.

$8,420
Income
$3,281
Spent
61%
Saved
01

Log It Your Way

Snap a receipt, say it out loud, forward a PDF, or just type it. AI extracts merchant, amount and date automatically.

📸 Photo🎙 Voice📄 PDF💬 Chat
02

AI Does the Sorting

Every entry gets auto-categorized. Subscriptions flagged. Duplicates caught. You just review and move on.

FoodAuto
NetflixSub
03

See the Full Picture

Income, expenses — one dashboard with 7+ chart types. Export tax-ready Excel in one click.

$8,420
In
$3,281
Out
61%
Saved
Deep Analytics

Insights That Actually Tell You Something.

Income and expense breakdowns, spending by day, budget vs actual — a dozen views that update the moment your data does.

See Live Demo
Financial Overview
Real-time
Income vs spend vs budget, one chart
Category Breakdown
Both Ways
Income and expenses tracked separately
Daily Activity
Last 90 Days
See which days you spend the most
Merchant Trend Table
12 Months
Full year at a glance
✓ Income Sources Pie✓ Category vs Last Month✓ Recurring Expense Trend✓ Top Merchants Slider✓ Tag Spending by Period✓ Effective Tax Rate

Built for how you actually live.

ASK AI

"How much did I spend on Uber last month?"

Type any question in plain English. LYDRA's AI searches your transaction history and gives you a direct answer — no pivot tables, no formulas.

Travel Ready

166+ currencies with daily exchange rates. Log in Yen, view in USD.

Dynamic Filters

Filter by date, category, or merchant. Every chart updates in real time.

One-Click Export

Tax-ready .xlsx in seconds. Your accountant will love you.

Category Breakdown

Drill into any category. Monthly trends per spend type at a glance.

Privacy & Security

Your data.
Not ours.
Never theirs.

We built LYDRA on a simple principle: your financial data belongs to you. We charge for software, not your data.

lydra — privacy.commitments
01
Zero Retention
Delete your account → every byte gone. No backups, no archives.
02
No Data Selling
Your financial data is never shared, sold, or used for ads. Ever.
03
Kill Switch
One tap wipes everything on demand. No ticket, no delay.
04
No Payment Data Stored
We never see your card. Payments go through Stripe directly.
05
Data Isolation
Your account is always isolated. No cross-contamination, by design.

Your finances,
always in your pocket.

Log expenses on the go, check your budget mid-dinner, or snap a receipt right from the table. The full LYDRA Finance experience, on mobile.

+
Total Spent
$12,450
Receipt Scanned
Expense Categorized

Simple, Honest Pricing.

Start free. Upgrade when you're ready. No hidden tiers.

Use code LAUNCH20 for 20% off Pro
15-day free trial on all plans — no credit card required

Free

$0 forever

Perfect for getting started. No credit card, no expiry.

Get Started Free

What's Included:

  • Manual Transaction Entry
  • Full Transaction History & Advanced Filtering
  • 166+ Currencies (USD Supported)
  • Split Category per Transaction
  • Zero Retention Data Protection
  • Unlimited AI Transaction Scanning
  • Voice, Photo, PDF & Chat Input
  • Receipt Image Storage
  • Smart Auto-Categorization
  • Ask AI Financial Assistant
20% OFF

Pro

Code LAUNCH20 applied. Best value. lock in your rate.

Start Free Trial

Everything in Free, Plus:

  • Unlimited AI Transaction Scanning
  • Voice, Photo, PDF & Chat Input
  • Batch AI Scan (Image, PDF, Voice & Text)
  • Receipt Image Storage
  • Smart Auto-Categorization
  • Duplicate Receipt Detection
  • Historical Data Import (CSV / Excel)
  • Ask AI Financial Assistant
  • 7+ Charts & Deep Insights
  • One-Click Excel Export

All paid plans include a 15-day free trial with full Pro access — no credit card required. For customers in the US and Canada, prices exclude taxes, which are added at checkout. For customers in the EU and other regions, displayed prices are inclusive of VAT/GST where applicable. Cancelling stops future renewals; access continues until the end of your current period. LYDRA Finance does not provide financial, tax, or legal advice. By subscribing you agree to our Terms and Conditions and Privacy Policy.

As Featured On

LYDRA Finance Reviews
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Lydra Finance - Featured on Startup Fame
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Listed on AIToolHunt
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OpenHunts Club Member
Featured on AI Tool Finder
LYDRA Finance Reviews
LYDRA Finance Reviews
LYDRA Finance Reviews
Fazier badge
Lydra Finance - Featured on Startup Fame
Badge
Listed on AIToolHunt
Dang.ai
OpenHunts Club Member
Featured on AI Tool Finder

Questions? Answered.

Is my financial data actually safe?
We don't connect to your bank and never see your card details. Your receipts and transactions are protected with user-isolated databases, cryptographic file signing, and a zero-retention policy — meaning if you delete your account, everything is permanently wiped.
Does it work with multiple currencies?
166+ currencies with live exchange rates updated daily. Log in JPY in Tokyo, GBP in London, view everything in your home currency on one dashboard.
How do I export for taxes?
Apply any date or category filter, then export as a formatted .xlsx. Ready to hand to your accountant or upload to your tax software.
Is there a completely free plan?
Yes! Our Free plan lets you track your income and expenses indefinitely with zero surprise charges and no card required to start. Premium AI features like receipt OCR scanning and voice logging require a Pro plan.
Can I upgrade or downgrade anytime?
Absolutely. You can upgrade to Pro to unlock unlimited AI features, or drop back down to our Free plan at any time from your settings with no fees or lock-ins.

Stop guessing.
Start knowing.

One dashboard for income, expenses, subscriptions, and budgets. No spreadsheets. Free to try.

Get Started for Free No credit card required · Setup in 30 seconds